The title sounds dire, but this situation warrants a warning like this. I would rather, despite the saturation of this in the news, you hear it again than not hear it at all. Read on...
In light of the recent Equifax breach, taking precautions to watch and protect your personal information has never been more important. In past hacks, consumers could feel more responsible for the hack, and the decision they made to sign up with the company that was hacked. But this is different—none of us chose to have our information with these credit bureaus. That’s what makes this hack even more unbelievable in the eyes of the consumer.
The first thing you should do, is GO HERE to check if you have been effected.
This is what I have done next:
Otherwise, be diligent about monitoring your credit. Read our previous blog post about how to fix credit, and more importantly using Credit Karma to keep an eye on your credit.
Equifax was created to use our data to make money, and since we had no choice, they were given the keys to the kingdom. Now, they have managed to neglect the thing they were given to protect. As a consumer, you have to protect yourself, since we don't expect the same of these credit bureaus.
Let us know if you have any questions.
We (Joe and Chris Balestriere) are Realtors in Fairfield County, Connecticut. Our blog is meant to educate buyers and sellers and equip them with tools to get the most out of their Realtor, whether it is us or someone else. We focus on technology and how it enhances the work we do for our clients--we are not top CT Realtors by accident.