JOE AND CHRIS BALESTRIERE - FAIRFIELD COUNTY REAL ESTATE EXPERTS
  • Home
  • About Us
    • Testimonials
    • In The News
    • Awards
  • Resources
    • Norwalk, CT
    • Stamford, CT
  • Blog
  • Contact
  • Our Property
    • Recent Sales
    • Sales Archives

Your Credit Was Probably Compromised

9/15/2017

0 Comments

 
Picture
The title sounds dire, but this situation warrants a warning like this. I would rather, despite the saturation of this in the news, you hear it again than not hear it at all. Read on...
​In light of the recent Equifax breach, taking precautions to watch and protect your personal information has never been more important. In past hacks, consumers could feel more responsible for the hack, and the decision they made to sign up with the company that was hacked. But this is different—none of us chose to have our information with these credit bureaus. That’s what makes this hack even more unbelievable in the eyes of the consumer. 
The first thing you should do, is GO HERE to check if you have been effected.
This is what I have done next:
  1. I have put a freeze on my credit with the major credit bureaus; TransUnion offers a free monitoring system called TrueIdentity; Experian has a similar service, that costs about $11 for a freeze (and might be another $11 to unfreeze); Equifax is currently down, but it should be free for you to do right now, since they put us in such a mess; Keep in mind that this will restrict your ability to get a new credit card or use your social security number, but it is worth the peace of mind.
  2. Set up fraud alert, giving you some sort of notification if someone tries to use your credit. Considering you have a credit freeze, this won’t be possible, but it may still notify you if someone tries.
  3. Set up credit monitoring, and luckily Equifax is also offering this for free since they understand how big of a screw up this has been.
​Otherwise, be diligent about monitoring your credit. Read our previous blog post about how to fix credit, and more importantly using Credit Karma to keep an eye on your credit.

Equifax was created to use our data to make money, and since we had no choice, they were given the keys to the kingdom. Now, they have managed to neglect the thing they were given to protect. As a consumer, you have to protect yourself, since we don't expect the same of these credit bureaus.
Let us know if you have any questions.
0 Comments



Leave a Reply.

    Author

    We (Joe and Chris Balestriere) are Realtors in Fairfield County, Connecticut. Our blog is meant to educate buyers and sellers and equip them with tools to get the most out of their Realtor, whether it is us or someone else. We focus on technology and how it enhances the work we do for our clients--we are not top CT Realtors by accident.

    Categories

    All
    Closed Homes
    For Buyers
    For Sellers/Homeowners
    Realtor Education
    Stories Of Real Estate
    Table Of Contents

    Archives

    April 2020
    September 2019
    May 2019
    January 2019
    April 2018
    March 2018
    November 2017
    September 2017
    August 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    September 2016
    August 2016
    July 2016
    June 2016
    May 2016
    April 2016
    March 2016
    February 2016
    January 2016
    December 2015

    RSS Feed

JOE AND CHRIS BALESTRIERE | GETTING IT SEEN THEN SOLD!


What Our Clients Are Saying

​Joe helped make my first home buying experience a smooth one. Going in, I knew very little about what steps needed to be taken prior to purchasing...
More Testimonials

Our company

Joe and Chris are leaders of Hanson-Balestriere Group, a team within
​William Raveis Real Estate
They also own and operate Blast REI LLC.

Contact joe and chris


Joe c: 203.216.0670 e: joebalestriere@gmail.com
Chris c: 203.216.0113
​e: chrisbbuyshomes@gmail.com

What do you need?
Get Help Now!
Picture

FIND US ON THE WEB

(C) 2020 Balestriere Real Estate Professionals. All Rights Reserved
Photos used under Creative Commons from okchomeseller, Glyn Lowe Photoworks., Veronique Debord, torbakhopper, ElleFlorio, cafecredit, hartantoteddy, Eric@focus, investmentzen, outsider434, The Virtuous One, moneypictures, gfdnova1, FutUndBeidl, investmentzen, 準建築人手札網站 Forgemind ArchiMedia, knitsteel, Visual Content
  • Home
  • About Us
    • Testimonials
    • In The News
    • Awards
  • Resources
    • Norwalk, CT
    • Stamford, CT
  • Blog
  • Contact
  • Our Property
    • Recent Sales
    • Sales Archives